The official currency of Aruba is the Aruban Florin (AWG), also known as the Aruban Guilder, but the US Dollar (USD) is widely accepted across the island. Most shops, restaurants, hotels, and tour operators accept US dollars and typically use a fixed exchange rate of 1.75 or 1.80 AWG to 1 USD. Banks usually offer slightly more accurate rates, generally between 1.78 and 1.80 AWG to 1 USD.

 

Travelers are encouraged to bring US dollars in small denominations or withdraw Aruban florins from local ATMs to avoid unfavorable exchange rates. Keep in mind that USD coins are not accepted in most places, and you will often receive change in Aruban florins when paying with US dollars. Some businesses may also decline $50 or $100 bills, so carrying smaller bills is recommended.

 

If exchanging money at a bank, be sure to bring your passport, as it is required for identification. Banks in Aruba are generally open Monday through Friday, from 8:00 AM to 4:00 PM.

How to Pay in Aruba?

Visitors can pay in Aruba via debit card, credit card, or cash. Major credit and debit cards - especially Visa and Mastercard - are widely accepted throughout Aruba. American Express may not be accepted everywhere, particularly at smaller establishments

Before traveling, notify your bank of your trip to avoid any issues with blocked transactions. For the best value and smoothest payments, we recommend using Aruban florins whenever possible.

 

Mobile and contactless payments such as Apple Pay, Google Pay, and wireless debit payments are widely accepted across the island. Most terminals allow fast “tap” payments, but contactless payments are often limited to AWG 100 per transaction. For larger purchases, you may be asked to insert your card, or to complete the total in multiple tap payments.

 

Debit cards such as Maestro and V PAY are also commonly used in Aruba, especially by European travelers, and are widely accepted at ATMs and many payment terminals.

 

ATMs are readily available in key areas such as downtown Oranjestad, Palm Beach, and major hotel zones. Fees are charged both by Aruba banks and your home bank, which can make small withdrawals relatively expensive (around $10 in extra charges is common). To reduce costs, withdraw larger amounts at once.

 

Tipping customs in Aruba follow U.S. practices, and gratuities are appreciated for good service. Many restaurants include a 15% service charge on the bill, which is shared as part of the staff’s salary. When this charge is already included, additional tipping is optional, though still welcomed for exceptional service.

 

The same applies to taxi drivers, hotel staff, and tour guides - tips are not mandatory but always appreciated when service goes above and beyond.